Introduction
PayPal is a payment service that allows you to accept payments online. If you run an e-commerce business, PayPal can be a great way to attract new customers and make it easy for them to buy from your site. But PayPal also has rules that apply to its users, including merchants and purchasers. In this article, we’ll look at what qualifies for closure and how often merchants can expect their accounts to close if they don’t follow these rules—and maybe why it’s not always a bad thing!
What qualifies for closure?
The following are examples of situations that may result in your account being closed:
- A history of chargebacks or other high-risk transactions
- Account misuse, including violations of our Acceptable Use Policy or Prohibited Businesses Policy
- Non-compliance with PayPal’s policies
How does PayPal decide if a business account should be closed?
PayPal uses a variety of factors to determine if an account should be closed.
- The first thing they look at is whether you’re selling counterfeit goods or illegal goods. If so, that’s a big red flag, and your business will likely be shut down. This is because PayPal has strict policies against these types of transactions and wants to ensure they aren’t facilitating them in any way.
- Another thing they look at is whether you are selling weapons through your business account–both online and offline (in person). If this applies to you, then PayPal will close down your account since they want peace on earth and goodwill toward others!
When does a merchant get notified about a closure?
As a business owner, you will receive a warning notice that your account is being reviewed. A notification follows this if your account has been closed.
If PayPal suspends your account for any reason, they’ll email you their reasons and instruct you to take action within 30 days to reinstate it.
Can a merchant contest the decision to close their account?
You can contest the decision to close your account, but it’s not guaranteed to work.
If you disagree with the decision, you can contact your account manager or fill out a form on PayPal’s website and ask for an appeal, Verified paypal account for sale. If you go this route, be prepared for PayPal to ask for additional documentation–such as invoices or proof of payments–and make sure everything is in order before submitting it.
What happens if you disagree with PayPal’s decision to close your account?
If you disagree with PayPal’s decision, you can appeal the decision. You will have to submit a written request for review and provide evidence that your account was being used for business purposes. You should also explain why you think the closure is unfair.
If PayPal still decides not to reopen your account after reviewing your appeal, they will send an email explaining their reasons in more detail.
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Many merchants are losing their accounts and shouldn’t be surprised by it.
One of the most common reasons for account closures is a lack of activity. PayPal wants merchants to be active, and if you don’t do anything with your account for an extended period, they will close it. This can happen even if you’re making money–if nothing is going on with your account (no transactions, no new listings), then PayPal may close it because they think that either:
- You might not have anything valuable to offer customers or clients; or
- You’re no longer interested in using their platform and have moved on to something else.
Conclusion
Knowing what to expect and how to avoid getting your account closed is essential. If you’re a merchant who has received notification that your account is being shut down or suspended, it’s time for you to take action!